Comparison · Personal finance

Moneydance vs Banktivity

Moneydance vs Banktivity comes down to cross-platform freedom versus a Mac-only, Apple-tuned experience. Here is how the two personal finance apps compare on platforms, pricing and mobile — and which to pick.

Moneydance 2024.4 · US$65 one-time · Windows, macOS & Linux

Moneydance dashboard compared with Banktivity

Moneydance vs Banktivity is a choice between cross-platform coverage and a Mac-only Apple experience. Moneydance runs on Windows, macOS and Linux from one codebase and is sold as a one-time US$65 license. Banktivity is a Mac and iOS-only app with polished Apple-ecosystem design, priced as a subscription or one-time purchase depending on the version. Both handle budgeting, online banking and investments; the differences are platform support, pricing model and how tightly each ties to Apple.

Moneydance vs Banktivity — side by side

 MoneydanceBanktivity
PlatformsWindows, macOS, LinuxMac and iOS only
Pricing modelOne-time US$65 licenseSubscription or one-time, varies by version
EcosystemPlatform-neutral, cross-OSApple ecosystem, Mac-native design
Online banking11,000+ institutions via Moneydance+Direct Access add-on for bank sync
Investment trackingYes — securities, cost basis, quotesYes — portfolio and securities tracking
Mobile appFree iOS & Android companioniOS companion for iPhone & iPad

Which should you choose?

Pick Moneydance if…

You need to run on Windows or Linux, mix operating systems across your household, or want a one-time US$65 price with a free iOS and Android companion instead of an Apple-only tool.

Try Moneydance

Pick Banktivity if…

Your household is all-Apple, you value a Mac-native design that follows macOS and iOS conventions closely, and you are happy to stay inside the Apple ecosystem for your finances.

Switching over?

Export QIF, OFX/QFX or CSV from Banktivity, then use File › Import in Moneydance to bring in your accounts. Start on the free trial before you buy a license.

Download Moneydance

Platforms and pricing — the real difference

The deciding factor is where you work and how you like to pay. Banktivity is built exclusively for Mac and iOS: if every device you own is an Apple product, its native design, tight iCloud sync and iPhone companion feel cohesive and refined. But it locks you into that ecosystem — there is no Windows or Linux version, so a single PC in the house breaks the setup. Moneydance takes the opposite stance: one US$65 license runs the same app on Windows, macOS and Linux, with a free companion for both iOS and Android. Banktivity's pricing shifts between subscription and one-time depending on the edition and its Direct Access bank-sync plan, while Moneydance keeps a flat, one-time model with the optional Moneydance+ add-on for online banking. Choose Banktivity for Apple-native polish, Moneydance for platform freedom and a predictable price.

How to switch from Banktivity to Moneydance

  1. Export from Banktivity: create a QIF, OFX/QFX or CSV export of the accounts you want to move.
  2. Download the free trial: get Moneydance for Windows, macOS or Linux and open it — the trial runs the full app up to 100 manually entered transactions.
  3. Create a new file: start a fresh Moneydance account file to import into.
  4. Import your data: use File › Import to bring in the QIF/OFX/CSV export and map the accounts.
  5. Reconnect online banking: set up direct connect or OFX for each account via Moneydance+.
  6. Buy a license when ready: once your history has imported cleanly, unlock the full app for a one-time US$65.

Frequently asked questions

Does Banktivity run on Windows or Linux?
No — Banktivity is Mac and iOS-only. For Windows or Linux you need a cross-platform app such as Moneydance, which covers all three from one codebase.
Is Moneydance one-time or subscription?
Moneydance is a one-time US$65 license. Banktivity's price varies by version between subscription and one-time. See also our Moneydance vs Quicken comparison.
Which has the better Mac experience?
Banktivity is Mac-native and tuned to Apple design. Moneydance also runs natively on macOS but is built to work identically across Windows, macOS and Linux.
Is there a free trial of Moneydance?
Yes — the Moneydance download is a free trial of the full app, limited to 100 manually entered transactions with no time limit.