Download Moneydance for Mac

Moneydance for Mac is the macOS build of Moneydance, the cross-platform personal finance app by The Infinite Kind. It runs natively on Apple Silicon (M1/M2/M3) and Intel Macs under macOS 12 or later, and covers online banking, budgeting, bill reminders and investment tracking in one private, locally stored application. Download the .dmg as a free trial, then unlock the full version for a one-time US$65.

Moneydance on Mac — key points

• Native macOS build: universal .dmg for Apple Silicon and Intel, macOS 12 (Monterey) and later.
• Private & local: your financial file is stored and encrypted on your Mac, not in a vendor cloud.
• Online banking: connect to 11,000+ North American institutions via Moneydance+ for automatic transaction download.
• One-time license: US$65 with a free upgrade to the next major release — no subscription required to keep using it.
• iPhone companion: the free iOS app syncs securely with your Mac's Moneydance file.

System requirements and online banking on Mac

Moneydance for Mac requires macOS 12 (Monterey) or later and runs as a universal binary, so it uses Apple Silicon natively on M1, M2 and M3 machines and runs on older Intel Macs without emulation. The disk image is around 153 MB and installs like any other Mac app — drag it to Applications. Because Moneydance is a Java-based application, the required runtime is bundled inside the app, so there is nothing extra to install.

For online banking on macOS, Moneydance connects to your financial institutions through the optional Moneydance+ service, which covers 11,000+ North American banks and credit unions for automatic transaction download. You can also import statements manually via OFX/QFX, QIF or CSV if you prefer not to connect directly. Your account file stays encrypted on your Mac, and the free iOS companion app syncs securely with it so you can enter transactions on the go and see them on the desktop.